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osohchoso · 5 months ago

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Blood and Chains

Chapter Nine- Healing Hands, Hungry Hearts

beautiful art by @aransmind !!!

Choso x F!reader

Previous | Chapter Index | Chapter 10 coming soon!

Content: fluff and smut, comfort, girls' night, bath time, multiple POV, drinking, oral (f! receiving) MDNI!!

The first week of healing you spent trapped inside the walls of Choso’s apartment. He wouldn’t let you out of his sight the entire time, unable to stop thinking about your frail mortality. It was as if he thought you might keel over and die the second you were out of view. The only ounce of privacy you received was when you needed a bathroom break, which he would wait impatiently right outside the door until you were finished.

You understood what Yuji meant about Choso being a helicopter parent now.

Though it wasn’t always suffocating in his home. Over the past week you started forming a bond with Yuji. The two of you teaming up to torment Choso, poking fun at his age of 150 by calling him ‘old man’. He hates it, you know he does, but the love for his two favorite people becoming friends grounds him.

Living with Choso came with its perks too. Three meals a day prepared by your new favorite chef. Options ranging from french toast to sushi. Whatever your heart desired he would make that day. He made sure you were comfortable during your recovery, fetching you anything you needed and providing as many cuddles as you could handle. Then at night, Yuji would join the two of you in a round of games or watching a movie. It felt like being part of a family with them, you felt like this was where you belonged.

After a week, Choso finally allowed you to return home. You appeared to be fully healed, the wounded flesh quickly evolving into a scar that looked like it had existed for years. It was inhuman how quickly it had healed, thanks to the help of Dr. Ieiri’s cursed technique as Choso had explained. Still, there were lingering pricks of pain that would radiate from the wound and shoot through your entire body. Sometimes brought on by a sudden movement and sometimes for no reason at all.

It was more of an inconvenience than anything, the pain always seeming to announce its presence when either you or Choso tried to make a move on the other. Both of you were desperate to finish what was started that night, but each sting of discomfort caused him to blame himself. It was getting to the point where he was afraid to even touch you, acting as if some invisible wall separated you from him.

It was worse than torture. At this point, you were willing to risk the pain if it would also lead you to satisfy the aching need for him.

You were finally home and attempting to fall back into your usual schedule. As much as Choso loved taking care of you, you needed to regain some semblance of independence. However, with classes out until autumn and the time off from work you were given, there wasn’t much to do other than housework. Something Choso wouldn’t let you do when you stayed at his apartment. He wouldn’t even let you lift a finger, taking care of all the dishes and laundry while you sat on his couch and watched, it honestly made you feel useless.

You just finished dusting every corner of your home, the place looked spotless. Tonight, you planned to gather with your friends, Emi and Suki. You had told them you were in the hospital due to a stabbing on the street, a truth and a lie all at the same time. They freaked out, of course, if only they knew about the creature that caused said ‘stabbing’.

You assured them you were ok, that it was a minor injury. Another lie. Yet they still wanted to come see you, and you agreed. It has been a while since you have made time to see them. Tonight would be a girls night just like how you used to do it.

There were still a couple hours until the time they agreed to come over, you started mentally calculating when to throw the snacks in the oven. The front door swings wide open, startling you. They never arrive early, if anything they are always late.

But it wasn't them.

In walks Choso, looking beyond exhausted. Ever since you went back to your own place, he has been coming to check on you every night. More for his own sanity if anything. He even started sharing small details about his day with you, what curses he encountered and bragging about how quick he was to dispatch them. Nothing was a secret anymore, opening a whole world of trust between both of you.

But you have never seen him quite like this. He walked further into the room, eyelids droopy and focused on the floor ahead of him. Hair fallen out from his pigtails and plastered to his sweaty face. You take a step forward, worried he might collapse from fatigue any second now.

He wasn't supposed to be here tonight. You told him that your friends were coming over so he didn’t need to come by. He agreed even, thought it would be good for you to see them after so long.

“Cho? What are you doing here?” He lifts his head when you ask, eyes dull. He looks almost lifeless. Whatever he had just been through clearly left him drained. His lips turn down in a small frown.

“Sorry, I forgot.” He turns his head slightly and you notice smears of crimson clinging to his cheek and trickling down his neck. The uniform on his body caked in dirt and more blood.

“Are you hurt!” You rush forward until you stand directly in front of him. All he can manage is a shake of the head no. You reach for his chin, tilting his face in every angle to examine him. “What about all this blood?”

“It’s not mine,” he closes his eyes, dark purple circles a testament to his lack of energy. “I can heal myself, remember? It's going to take a lot more than that to take me down.” He lets out a low chuckle.

“I had a long day, there were a lot of them. I’m just tired.” He explains with a drawn-out sigh. Choso mentioned that creatures like the one who attacked you, transfigured humans, were popping up in droves around the city. Each day there were more than the last. Keeping him and all the other sorcerers busy, day and night.

You couldn’t possibly send him away in his current state, not when he looks about to pass out. Plus, there is still time to kill before your friends arrive, maybe you should repay your boyfriend’s care with some of your own.

“Come on, let's get you cleaned up.” You grab his hand and lead him toward the bathroom. Once inside, you walk over toward the bathtub and turn on the faucet. A hand under the stream until it reaches the perfect temperature, hot but not scalding. You allow the water to fill up until the tub is full.

“Clothes off.” You hold your hands out, waiting for him to shed his soiled uniform.

“Okay bossy,” he chuckles as he removes each item and places it within your outstretched arms. This is the first time you have seen him fully naked, and you waste no time inspecting every muscle with an appreciative gaze. Every line on his chiseled stomach, every scar that marks his skin. Following the trail of dark hairs until it leads you to the thick length between his thighs.

You knew he was big, you had seen the outline of it through his clothes many times. But you never would have believed he was that big. Now you understand why he has been so adamant on waiting until you were fully recovered, that thing would destroy you. Yet the thought only makes you want him more.

You have to force yourself to tear your eyes away from your shameless staring. Though it seems he hadn’t noticed, his eyes half shut as he walks over to the bath and lowers himself to the water. He immediately grabs a washcloth and begins wiping the blood from his face.

“Be right back,” you tell him before exiting the bathroom and walking to the closet that hid your washing machine. You try to focus all your energy on scrubbing out the stains in his clothing, needing something to get your mind off the heat pooling in your core. He was clearly drained of all his stamina, now wasn’t the time for these thoughts.

You pad into the bathroom once again, steam filling the air and casting a fog over the mirror. You set his fresh change of clothes on the bathroom vanity, something comfortable to help hide away the stress of his day. Choso is leaning back, head lolled to the side and eyes closed. He looked so peaceful while he was relaxing…or maybe he's just asleep?

You were about to exit, giving him his privacy while you continued getting ready for your friends to arrive, but his voice stopped you. You were surprised he even knew you were there.

“Mmm…come to join?” He hums in question.

“Do you want me to join?”

“Mhm.” He slowly nods his head, hair wet and smelling of your expensive conditioner you keep begging him not to use.

“Sure, but only because I don’t want you to fall asleep and drown,” you tease as you strip from your own clothes, he’s so out of it he doesn't even sneak a glance at your naked body. You lower yourself into the tub between his opened legs, leaning your back against his hard chest. The water ripples as his arms move to wrap around your waist, holding you against him in a strong hug. He rests his chin on your shoulder, wet strands of his hair sticking to your own skin.

“I don’t need a lifeguard,” his throat rumbles in low laughter “But having you close always makes me feel better.”

˚　　　　✦　　　.　　. 　 ˚　.　　　　　 . ✦　　　　˚　　　　 . ★⋆.

He held you tight the whole time. Soft snores brushing past your ear as the weight of his head continued to rest against yours. He was completely oblivious to the fact that the once soothing bath water was now cold as an iceberg. You hated to disturb his much-needed rest, but you were not so immune to the temperature change. The chill seeping into your bones.

“I’m going to go lay down, have fun with your friends.” He kisses the top of your head, walking away toward your bedroom now wearing the sweatpants and white cotton shirt you fetched for him.

“Goodnight,” you call after him. You can guarantee he was out again the second he hit the pillow. The poor guy has been overworking himself lately, not once stopping to recharge. Yuji explained that he has always acted this way, that sometimes Choso forgets to take care of his human body and acts invincible. Taking every mission thrown his way until he inevitably hits his limit.

It has been worse lately. With the influx of transfigured humans after your own encounter, he has been working nonstop. He never understands when to quit, when it’s time to stop and recuperate. It’s beginning to take a toll on his body, and it worries you. All it takes is one simple mistake, one minor miscalculation, to bring his downfall. He may act bulletproof, but in reality, he’s not.

“Hey! We are here!” Your friends call in unison from the other side of the door.

You rush forward and yank the door open, the two girls immediately pull you into a group hug.

“I missed you both so much! It’s been too long!” You hug them back even tighter, then drag them inside your space. “Come on, we need to catch up.”

The first two hours breeze by. Catching up on all the failed dates Emi has been out on and how the wine shop Suki opened has been successful. You fill them in on your recent art projects and celebrate the grades you received on your finals. Briefly mentioning the ‘stabbing’, fabricating a fake story about the whole encounter that they luckily bought.

You leave the details out about Choso too. Even though you two are starting to nurture a more open and trusting relationship, you haven’t had a chance to ask if he would care if you shared the details with them yet. With you now knowing the true nature of his world, you didn’t want to bring unnecessary danger to your friends. If meeting Choso would risk putting them in harm’s way, you would happily hide him away for as long as needed.

“Another glass?” Suki picks up the half finished riesling bottle. You stare down at your cup, taking the last sip of the sweet liquid and pushing it forward.

“Sure, why not,” you let out a loud laugh. “But just one more.” She pours the three of you a second serving, finishing off the second bottle of the night. You say that now, but you know they will talk you into opening at least one more before the night ends.

“We should play a game next!” Emi suggests.

“That's a great idea, Em. I bought a new one I have been dying to play.” You ordered a game online a while back with girls' night in mind, it was a drinking game where the focus was on how well you knew your friends or partner. If you guess wrong, you drink. You take another sip before standing from your seat at the dining room table.

Their eyes widen, looking past you toward the direction of your room. Slowly turning around, you see what has caught their attention. Choso stumbles down the hall, his now dried hair sticking in every direction. One of his hands pinches the inner corner of his eyes in an attempt to draw the sleep away.

“Can you guys keep it down?” He yawns when he stands in front of the group. Your friends appear just as shocked as you are right now. What possessed him to come out?

It was a standoff. No one dared to make a move. Their eyes flickering between you and Choso while he stands there unperturbed, still rubbing the sleep from his eyes.

Choso blinks a few times, adjusting to the bright overhead lights in your kitchen. His eyes finally meet yours, an unreadable expression in his amber gaze that doesn’t reach the features on his face. Panic maybe?

“Um…who the hell is this man in your house?” Suki shouts at you, pointing a finger in the direction of Choso as he stretches his arms above his head. She always has been the overprotective friend, never believing anyone was good enough for you. You can only imagine the interrogation she is about to give both of you.

It’s time for you to come clean.

“Um…guys…I want you to meet Choso,” you swallow hard, seeing the confusion lining their faces. “He’s my boyfriend. Choso, meet my best friends, Suki and Emi.”

“Boyfriend!?” They shout in unison, tone dripping in disbelief. “How long has this been a thing?” Emi squeals as she waves a hand between the two of you.

“A little over a month now,” Choso is the first to respond, speaking matter-of-factly. They stare at him as if he was an alien speaking in some unknown tongue, trying to decode his words like a secret message.

“He’s telling the truth,” you confirm.

“And you didn’t tell us!?” Emi’s shrill wail assaults your ears, a pout on her face. You have always been honest with them, and you just dropped a big bomb. Of course they would feel a bit hurt at your secrecy. “Why didn’t you tell us?” She probes further.

“I wanted to wait until I knew we were serious before introducing you to him,” you lie again. Choso turns and scowls at you like he too believes your deceit, a look that says ‘were we not always serious?’ You blink twice, trying to send him a message to play along.

“And how did you meet?” Suki presses for more information.

Oh shit. You can't come out and say that you were being chased by a cursed spirit the day you first met him, at the time you didn't even know that bit of information. You were completely unprepared for this whole conversation. If you had thought ahead of time then you would have had a believable story all planned out, but Choso decided to make things hard for you tonight. Your brain working overtime trying to work quickly to fabricate another lie.

“He’s a security guard,” you say the first thing that comes to your head. “He helped me escape the attack in Shibuya when I was supposed to meet you two for dinner. We have kinda been seeing each other ever since.” You turn and give Choso a soft smile, it wasn’t a complete lie at least, just some of the details changed to something their minds will understand. Suki says your name, turning your attention back to her.

“Why don’t we get that game, then we can test how much Choso here actually knows his girlfriend.”

“Great idea!” you agree, giving Choso a kiss on the cheek before walking off to your bedroom.

˚　　　　✦　　　.　Choso's POV　 . ✦　　 . ★⋆.

Choso watches as you disappear into your room, leaving him alone with the two girls who he can't even remember the names of. He stares at the doorway you vanished into, shifting back and forth on his feet awkwardly, praying for your speedy return.

He hadn’t exactly meant to present himself to your friends like this, it was a complete accident. Your joyous laughter ripped him away from the most peaceful dream he has had in days. His mind still foggy as he rose from the bed, unable to comprehend where he was and what could possibly be making you laugh so hard. He assumed Yuji told you another one of his stupid jokes that only you and him understand.

But when the world came back into focus, after he revealed his presence, he realized where he actually was. Two unfamiliar girls staring at him like he's a ghost sitting at your kitchen table. Your table in your apartment, not his own where he thought he was napping.

He can’t believe his mistake, mentally scolding himself for the situation he just put you both in, with no way for him to escape. Now, he is basically forcing this sudden information onto your two friends. He was thankful for your quick thinking, smoothing the situation over effortlessly. But that was short lived as you were sent scurrying off to retrieve some game. Leaving him in a den full of lionesses.

“Sit,” one of them commands, waving an arm toward a chair in front of her. Choso says nothing, moving forward and quickly taking a seat. She narrows her eyes at him, studying him up and down.

“We don’t have much time until she gets back,” the girl with narrowed eyes speaks in a low tone, Suki he believes was her name. “We need to make sure you are worthy of our favorite girl.” The other friend nods in agreement. Choso can already feel the beads of sweat forming on his brow.

“What are your intentions with her?” Her question surprises him. “Why should we let you continue dating her?”

“Let me? I don't really think that’s your decision, it’s hers.” He responds a bit defensive.

“Sure, but that’s our best friend. She doesn't need to end up hurt by another guy again, I just want to make sure you are what’s best for her.” Choso sits there in silence as he tries to put his emotions into coherent words.

“I care about her, more than I have ever cared about anyone before. She is special to me. I’ve never met anyone like her and I only want what's best. To keep her safe and shower her in affection.” He pauses for a moment. “When I am with her, I feel like I'm home. She makes me feel wanted. She makes me glad to be alive. I lo–” he cuts himself off, his face turning bright red as he realizes what he was about to say.

The look on your friend’s face softens when she hears him slip up, already able to fill in the blanks to finish that sentence.

It’s not that it isn’t true, but he hasn’t spoken those words out loud yet. It just came tumbling out before he could stop himself.

“Good. Then make sure she knows. Make her feel loved everyday of her life, never let her second guess it.” Distant footsteps can be heard as you make your way back toward the group, game in hand. “And if you ever hurt her, I will hunt you down and double the pain back onto you.” Suki hisses quietly, and she means it.

“Yes ma'am,” he whispers, swallowing hard. She happens to strike more fear in his heart than most curses do.

˚　　　　✦　　　.　Your POV　 . ✦　　 . ★⋆.

Choso crashing girls' night ended up more fun than you would have expected, you didn’t think he would click with your friends so well. The normally reserved man transformed to match their energy. Indulging in all the drama of their lives and listening to them tell story after story while enjoying a glass of wine.

The two of you won that game of course. Both of your competitive spirits come out to play with the mission of destroying Suki and Emi. They never stood a chance. When the whole premise of the game was ‘how well do you know your partner’, of course you and Choso would be the obvious winners. He knows everything there is to know about you, and vice versa.

But the whole time, you couldn’t help but notice the way he was looking at you. It was almost like his eyes were sparkling each time he viewed your face. A sweet expression with his skin flushed, making your heart skip a beat. You wonder if something was on his mind, or if the alcohol was getting to his head.

After the game was finished, you and Choso the undefeated champions, the night started to wind down into something more relaxing. He was such a good sport too. Letting you and your friends paint his nails black and apply facemasks to his skin, his bangs pinned back with purple barrettes. Giving him the full experience of what a night with your friends is like.

He even let you sneak a quick picture, his hair still in clips and his skin glowing. He just looked so cute; how could you resist? A tiny pout on his face like he thinks you will tease him after, or worse, send it to his brother. But all you really want is to make it his new contact picture, that way you can remember this memory each time he calls.

His eyes started to droop, and only one-word responses came from his mouth. He seems to be hitting the limit of both his energy and social battery.

“Why don’t you go lay down? We won't be up much longer anyways.” You lean over and whisper in his ear. He nods in response.

“Thanks,” he breathes out, placing a light kiss on your forehead before standing up from the table. He turns back to your friends. “It was nice to meet you both, I hope to see you again soon, goodnight.” He yawns and makes his way toward your bedroom.

“Goodnight,” they call after him. “He’s got the right idea, it’s getting late so we should probably head out too.” Emi responds. They were right, you didn’t even realize the time with how much fun you were having. The two girls float around your apartment, quickly gathering their things.

“It was so great to see you guys, let's do this again soon.” You bring both of your friends in for a hug, but you can't stop yourself from asking one last question. It's been nagging you this whole night, and you don't think you can sleep without an answer. “So…what did you think of Choso?”

“Hot,” it was only a half second after you asked, Emi saying the first thing on her mind. You smack her arm playfully. “What? You know I am right, you're so lucky!”

“Besides that…do you guys like him, ya know, as my boyfriend?” There is silence after you speak. You never even thought about the possibility of what would happen if your friends didn’t like him. You can’t imagine life without him after everything you've been through, would this ruin your friendship with them? Emi will always be supportive, but your other overprotective friend is a whole other story.

She doesn’t speak, leaning against the door with her arms crossed as she analyzes her thoughts. Each dragged out second of silence feeling like a lifetime.

“We like him,” she finally responds, letting you release the air from your lungs in a long sigh. “I can see how much he cares for you, and how much you like him in return. There seems to be good chemistry between both of you. So as long as he is treating you right, that’s all that matters. And I’m happy you found someone like him.” She punctuates her sentence with a small smile.

“Thank you!” You immediately pull her in for another hug, her approval meaning the world to you.

They say another round of goodbyes before finally leaving your home. You lock the door behind them and head to the bedroom to join Choso. You spot the rise and fall of his chest as he lays beneath the covers, already fast asleep. You move quietly around the room and go through your nightly routine, taking care not to make too much noise and disturb his slumber. Once changed, you slip under the covers next to his sleeping body.

Or so you thought.

The instant you lay down, he rolled onto his side to face you, one large forearm wrapped around your waist and pulling your back flush against his bare chest. His lips leave lazy wet kisses on the back of your neck. Hips grinding against your ass, alerting you to his hardened cock underneath his boxers. He works his way up to your ear, nipping at it gently before he speaks.

“You took too long,” he whispers, his hot breath sparking goosebumps along your skin.

“It was maybe 10 minutes, Cho.” You let out a low laugh, pushing yourself further into his touch.

“Exactly, 10 minutes without you is far too long,” he presses another kiss to your neck, his lips curving into a smile against your skin. He slowly drags his strong hand over the fabric of your shirt, feeling how the cloth clings to your body. Once at the edge, he slips under and trails his fingertips up to your breast. Pinching and rolling your nipple between two fingers while leaving sloppy kisses along your neck. Each little touch ignites the fire of need, heat coursing through and pooling straight to your core.

“Please don’t get me worked up for nothing,” you groan, clenching your thighs together, but he doesn't relent. In fact, he pushes his conquest further. His fingers lightly trailing down in a slow and tortuous path until they slip under the band of your shorts, pausing before he fully reaches your core, causing your whole body to stiffen against him.

“Choso…you know we can't yet,” you sigh, sounding more like a whine. Even though you aren’t in any pain right now, giving you a false hope that you are healed, you have a feeling the second things heat up it will ruin the mood once again. It’s like your personal curse. His index finger traces along the edge of your underwear while his teeth gently nip your shoulder.

In the next second, he has you rolled onto your back, his body hovering above yours with two muscled arms caging you beneath him. He takes a moment to admire you sprawled out underneath him, looking like you belong there, belong to him. Hungry eyes roam over your form, appreciating your beauty in silence before speaking again.

“You trust me, right?” He asks, gaze locked on your own eyes.

“With my life.”

“Then…can I try something? Can I try to make you feel good?” He pauses as he brings one of his hands up to cup your cheek, his thumb stroking across the skin. “Just for you.”

“You don’t have to, we can wait,” you try to assure him. It doesn’t feel fair for you to be the only one on the receiving end. All he has been doing lately is taking care of you, all without ever expecting anything in return. Yet he shakes his head no.

“Let me do this for you, please.” His eyes blaze with determination. “I know what I want, it’s you. I want to do this.”

Your small nod is the only confirmation he needs to continue.

His hands grip the hem of your shirt and pulls it over your head, tossing it to the floor below. He lowers himself, his chest pressing against you as his lips make contact with yours Tongue slipping its way into your mouth, tasting you in a ravenous kiss. Soft moans escape him and into your throat, which you swallow like the sweetest nectar.

He pulls away from your lips and begins to make a descent of kisses down your body. Lips brushing over your cheek and down your neck until he reaches the valley between your breasts. Thumb rubbing rough circles across one nipple while his mouth finds and attacks the other, tongue swirling around. His eyes meet yours as he switches sides, making sure to give them both equal attention.

“F-fuck,” you gasp out as his teeth lightly scraped over the hardened bud, your head falling back against the pillow. He sucks hard then releases with a wet plop.

“You're so perfect,” he whispers, quiet enough that you barely catch it, before he makes his way back down your body. Continuing his path lower and lower, kissing and nipping at the skin of your stomach until he stops at the scar. He freezes for a moment, looking up at you with his eyebrows pinched and guilt in his eyes. He will never stop blaming himself for what happened.

His thumb brushes softly over the skin, unreadable thoughts rampaging through his mind. A storm of emotions brewing inside.

“I’m so sorry, you never should have gotten hurt because of me.” He presses his lips to the warm flesh, pouring out an apology in the form of kisses. “Never again, no one will touch you ever again. I will never let anyone hurt you so long as I live.” His lips dance across the healed injury, sending tiny shivers along your skin.

You were about to respond, attempt to extinguish his worry, but he's already moved on. Sliding off the foot of the bed and kneeling before you, hands at your hips as he pulls you toward the edge, close to his face.

“Can I take these off?” he grunts as his hands frantically reach for the waistband of your shorts.

"Please," you quickly reply, not caring if you sounded a little too egar.

“Just let me know if anything hurts, and I’ll stop right away.” He adds before his fingertips hook the waistband of the shorts, along with the panties you had on underneath, pulling them off your legs in one fluid motion. Staring face to face with your cunt for the first time, you almost feel embarrassed. Like he's examining you under a microscope.

“My pretty girl,” he breathes out, his fingers digging into your thighs as he spreads your legs apart for him. Lips leaving behind a wet trail as he nips and sucks up your inner thigh, getting closer and closer to where you need him. “All mine,” his breath tickles your core.

He swings both of your legs over his shoulders, sliding his hands along the skin of your legs until he meets your hips, gripping you firmly to keep you in place. He lowers his face, licking a slow stripe along your entrance.

“Oh fuck, Choso...” you moan out, eyes snapping shut. You can’t see his face but you just know he has that cocky smirk plastered across it due to the fact he’s the reason you're reacting this way.

He plunges his tongue inside, confident strokes as he tastes you fully. The tip of his nose nudging at your clit with each lick. Mouth latched to your pussy as he worships you like he’s been wanting to. You can’t believe this is happening right now, after wanting this for so long, it feels like a dream, and you never want to wake up. Your hips move on their own, attempting to grind against his face but he digs his fingers into your hips, keeping you from moving.

“Do you need more, baby?” He lifts his head up to ask, his lips wet and glistening in the low light of your bedroom. “All you have to do is ask.”

“More,” you let out a strangled gasp, your head dizzy from the pleasure being ripped away abruptly.

“You can ask nicer than that,” he sinks his teeth into your soft inner thigh, then immediately soothing his tongue over the bite.

“Please Choso, please give me more. I need more.”

“That’s my good girl,” he immediately goes back down, this time focusing his attention to your clit. His tongue draws hearts on it while he slips two fingers inside, pumping at a rapid pace. It was all so much, your body tensing as he drives you closer and closer to the edge. Your fists balling the sheets in your hands and your loud moans echoing off the walls, only fueling his desire.

He can’t stop the way his own hips grind against the bed, imagining it was his cock thrusting inside you right now instead of his fingers. He wraps his lips against the swollen bud of your clit and sucks, a low moan reverberating through your body from his mouth.

“You close, baby?” He hums when he pulls back to catch his breath, immediately diving back in after spitting his question out.

“Mhm, so close,” your thighs squeeze around his head, and you snap. Entire body trembling as the waves of your orgasm crash over you. The whole time Choso doesn’t stop, continuing to fuck you with his fingers and lick up every ounce of your release until your moans die out, leaving you exhausted and panting on the bed.

He places a few messy kisses on your cunt before looking up from between your legs, a thick string of his saliva mixed with your slick connecting him to your core. Hearts practically shining in his eyes as he gazes at you.

He can’t stop himself from saying it right now, the high from your taste still clouding his mind. The words falling from his mouth without a second thought.

“I love you.”

Taglist: @lavenderdaydream97 @angel04-01 @seizecherry @raedollsstuff @brutuswolfo @deathrye -if I forgot anyone or if you want to be added please let me know!! :)

A/N: sorry, this took me longer than I wanted, ADHD brain kept finding other things to do oopsie. Also, I'm employed again (BOOO! everyone booo!) so updates may take longer but that won't stop me completely!! I love writing my fics and am so excited for all the things I have planned. love you all MWAH!!

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mostbelovedaewwrestlertournament · 4 months ago

Note

Is there a way to measure how wide of a margin people typically win/lose by?

Certainly! (I had this data ready to go, reread your ask, realized I answered a question you did not ask and then had to restart so it took me a bit)

So I calculated this by getting the difference in vote counts for every wrestler for every bracket from days 1-30, then averaging them out.

Higher Average For

Kenny Omega wins by an average of 109.93 votes

Orange Cassidy wins by an average of 88.40 votes

Kris Statlander wins by an average of 81.57 votes

Willow Nightingale wins by an average of 80.40 votes

Eddie Kingston wins by an average of 73.80 votes

Adam Page wins by an average of 73.67 votes

Toni Storm wins by an average of 72.87 votes

Swerve Strickland wins by an average of 72.53 votes

Konosuke Takeshita wins by an average of 68.20 votes

Jon Moxley wins by an average of 67.17 votes

Julia Hart wins by an average of 64.40 votes

Chuck Taylor wins by an average of 62.87 votes

Jay White wins by an average of 62.43 votes

Wheeler Yuta wins by an average of 59.13 votes

Daniel Garcia wins by an average of 52.63 votes

Harley Cameron wins by an average of 51.17 votes

Jamie Hayter wins by an average of 50.63 votes

Kazuchika Okada wins by an average of 50.23 votes

Athena wins by an average of 48.20 votes

Samoa Joe wins by an average of 48.17 votes

Will Ospreay wins by an average of 48.10 votes

Kota Ibushi wins by an average of 47.60 votes

Mariah May wins by an average of 47.17 votes

Queen Aminata wins by an average of 45.07 votes

Nyla Rose wins by an average of 44.83 votes

Katsuyori Shibata wins by an average of 42.70 votes

Kyle O'Reilly wins by an average of 42.60 votes

Kyle Fletcher wins by an average of 40.47 votes

Hikaru Shida wins by an average of 38.23 votes

MJF wins by an average of 38.13 votes

Claudio Castagnoli wins by an average of 37.33 votes

Bryan Danielson wins by an average of 36.73 votes

PAC wins by an average of 34.77 votes

Buddy Matthews wins by an average of 33.00 votes

Brody King wins by an average of 32.60 votes

Evil Uno wins by an average of 32.53 votes

Hook wins by an average of 31.93 votes

Komander wins by an average of 31.67 votes

Anthony Bowens wins by an average of 30.97 votes

Christian Cage wins by an average of 30.90 votes

Killswitch wins by an average of 30.80 votes

Emi Sakura wins by an average of 29.87 votes

Juice Robinson wins by an average of 26.20 votes

Riho wins by an average of 26.03 votes

Powerhouse Hobbs wins by an average of 24.77 votes

Nicholas Jackson wins by an average of 24.53 votes

Abadon wins by an average of 22.40 votes

Isiah Kassidy wins by an average of 22.40 votes

Danhausen wins by an average of 22.37 votes

The Beast Mortos wins by an average of 21.37 votes

Mark Briscoe wins by an average of 20.50 votes

Matt Menard wins by an average of 20.33 votes

Kip Sabian wins by an average of 19.90 votes

Matthew Jackson wins by an average of 18.70 votes

Hologram wins by an average of 18.60 votes

John Silver wins by an average of 18.33 votes

Jack Perry wins by an average of 18.20 votes

Ruby Soho wins by an average of 17.37 votes

Bandido wins by an average of 17.23 votes

Thunder Rosa wins by an average of 16.90 votes

Penelope Ford wins by an average of 16.80 votes

Yuka Sakazaki wins by an average of 15.63 votes

Mercedes Mone wins by an average of 15.03 votes

Lee Moriarty wins by an average of 15.00 votes

Marina Shafir wins by an average of 15.00 votes

Sting wins by an average of 14.53 votes

Darby Allin wins by an average of 13.10 votes

Mark Davis wins by an average of 12.50 votes

Anna Jay wins by an average of 12.37 votes

Adam Cole wins by an average of 11.30 votes

Cope wins by an average of 8.70 votes

Malakai Black wins by an average of 7.47 votes

Trent Beretta wins by an average of 6.83 votes

Skye Blue wins by an average of 5.63 votes

Austin Gunn wins by an average of 4.67 votes

Dustin Rhodes wins by an average of 3.70 votes

Deonna Purrazzo wins by an average of 3.60 votes

Billy Gunn wins by an average of 1.90 votes

Colten Gunn wins by an average of 1.27 votes

Angelo Parker wins by an average of 0.33 votes

Keith Lee wins by an average of 0.27 votes

Red Velvet wins by an average of 0.13 votes

Higher Average Against

Lance Archer loses by an average of 3.03 votes

Bryan Keith loses by an average of 3.53 votes

Dante Martin loses by an average of 3.53 votes

Leyla Hirsch loses by an average of 3.87 votes

Serpentico loses by an average of 7.33 votes

Shelton Benjamin loses by an average of 7.57 votes

Diamante loses by an average of 10.07 votes

Matt Taven loses by an average of 10.67 votes

Mr Brodie Lee loses by an average of 10.83 votes

Darius Martin loses by an average of 11.20 votes

Taya Valkyrie loses by an average of 11.47 votes

AR Fox loses by an average of 11.80 votes

Ricky Starks loses by an average of 13.03 votes

Bobby Lashley loses by an average of 13.07 votes

Nick Wayne loses by an average of 14.70 votes

Roderick Strong loses by an average of 14.90 votes

Luther loses by an average of 17.27 votes

Big Bill loses by an average of 17.43 votes

The Butcher loses by an average of 18.63 votes

Alex Reynolds loses by an average of 19.33 votes

Kiera Hogan loses by an average of 19.80 votes

Angelico loses by an average of 21.20 votes

Johnny TV loses by an average of 21.90 votes

Brian Cage loses by an average of 22.60 votes

Colt Cabana loses by an average of 24.87 votes

Leila Grey loses by an average of 25.40 votes

Tay Melo loses by an average of 25.53 votes

Marq Quen loses by an average of 26.53 votes

Ricochet loses by an average of 26.67 votes

Dax Harwood loses by an average of 26.80 votes

Cash Wheeler loses by an average of 27.97 votes

Brandon Cutler loses by an average of 29.43 votes

Dr Britt Baker DMD loses by an average of 33.00 votes

Rey Fenix loses by an average of 34.73 votes

Max Caster loses by an average of 35.37 votes

Wardlow loses by an average of 35.73 votes

Lio Rush loses by an average of 36.60 votes

Scorpio Sky loses by an average of 37.07 votes

Mike Bennett loses by an average of 38.53 votes

Toa Liona loses by an average of 39.63 votes

Dralistico loses by an average of 41.00 votes

Action Andretti loses by an average of 42.37 votes

Jay Lethal loses by an average of 43.40 votes

The Blade loses by an average of 43.80 votes

Lee Johnson loses by an average of 44.53 votes

Mercedes Martinez loses by an average of 44.80 votes

Jeff Jarrett loses by an average of 46.10 votes

Vincent loses by an average of 46.70 votes

Dutch loses by an average of 47.17 votes

Matt Sydal loses by an average of 49.23 votes

Griff Garrison loses by an average of 49.47 votes

Bishop Kaun loses by an average of 50.17 votes

Peter Avalon loses by an average of 50.57 votes

Tony Nese loses by an average of 51.63 votes

Josh Woods loses by an average of 53.53 votes

Ortiz loses by an average of 54.40 votes

Ariya Daivari loses by an average of 55.33 votes

Rush loses by an average of 55.43 votes

Sammy Guevara loses by an average of 56.00 votes

Aaron Solo loses by an average of 59.23 votes

Chris Jericho loses by an average of 59.50 votes

Anthony Ogogo loses by an average of 59.63 votes

Shawn Dean loses by an average of 59.70 votes

Preston Vance loses by an average of 59.77 votes

Paul Wight loses by an average of 60.77 votes

Satnam Singh loses by an average of 62.53 votes

Michael Nakazawa loses by an average of 63.20 votes

Kamille loses by an average of 63.33 votes

Saraya loses by an average of 63.57 votes

Madison Rayne loses by an average of 72.13 votes

Rebel loses by an average of 72.17 votes

Miro loses by an average of 76.23 votes

Serena Deeb loses by an average of 78.87 votes

Nick Comoroto loses by an average of 79.40 votes

#most beloved aew wrestler tournament #tourney stats

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herzzgeist · 2 years ago

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Hii Emi! It's me again and if you're up to i have another request! Obv a Law x yn where yn joined the heart pirates only two months ago and she is pretty shy and always worried to not be helpful to the crew. Law takes pity out of her of how cute she looks but what hits his heart is how kind and gentle this girl is and that makes Law slightly worried because he knows something is different and he cannot let himself fall in love because he needs to avenge Corazon

Pairing: Law x Cute fem!reader | Word count: 1.9k | Warnings: None

Synopsis: Welcome aboard the Polar Tang, (Y/n)! The Heart pirates took you in with open arms without regret to this day. You are one of the kindest and most gentle people the crew ever faced, growing fond of your sweet and humble behaviour. Over time, Law takes notice of your modesty and fights against his own emotions you awaken in him, before they become too much to handle. Is a dark and sinister man such as him actually able to develop romantic feelings? He highly doubts it. Yet so he thought.

A/N: Kurage! Of course I'm up for it! It's Law we're talking about ఌ Avast, another fluffy OneShot, thank you for the request dear! (Sorry it took a bit longer, I was on holiday) Hope you like it!

Dividers by cafekitsune ~

„Hey (Y/n), could you grab me the tool kit from the boilers below? I must‘ve forgotten it down there.“ - „Sure thing Uni!“, as one of the newest crew members of the Heart pirates, you‘re highly determined to be of support wherever you‘re able.

Since two months aboard the Polar Tang, you learned rather quickly how kind and contributory Trafalgar‘s bunch is. Safe to say, you‘ve grown fond of them and vice versa.

They appreciate your zeal, though you do not possess the ability or skill to know the ropes around the submarine, so the mechanics assign you to simple tasks.

Besides sweating in the sub‘s belly, doing mechanical works, kitchen and laundry duty are also a great way to warm up to the general feel of being part of a crew.

After a quite dramatic rescue, where Law saved you from slave drivers, you can‘t rid the sentiment of the Surgeon of Death behaving hostile towards you.

Of course he is known for his aloof and petulant manner, but you start to recognise certain differencies in his conversations between you compared to other members.

If you ever talk to eachother that is, for it being a rare occasion. It honestly is a shame. There is still so much you want to say, so much you want to ask, yet he avoids you as soon as you enter the frame, walking a B-line to his office.

Don't get him wrong though, Law sees you, oh and how he does. The way you talk, how you behave and hold yourself. Not just captivated by your sweet and adorable appearance, it is your whole demeanor, your big heart he had the chance to behold the past two months.

This is bad, beyond grave. There is no way he actually likes yo-

Absolutely not. Everytime he passes by you, these thoughts intrude his very being, it is then where he's ought to better ignore or run from those feelings, before anything unpredictable happens. Or did it happen already?

To you, the question still remains, have you done something wrong? Aren’t you working hard enough? Whatever it is, you struggle to find the reason behind his mysterious attitude. Be that as it may, you make it your goal to reach your Captain with hard work, rather than straight up walking up to him and find a conversation.

And today is one of those days where you can prove it, to earn your superior’s attention. The Polar Tang docked at an abandoned isle floating somewhere among the waters of the Grand Line. To Law’s calculations, there is an estimated poneglyph hiding on this island. Thus the Heart pirates prepare for a day out in the field, exploring the jungles and noting everything suspicious or fascinating regarding the void century’s history.

At the coast, everybody gathers before proceeding into the thicket. The Captain calls out: “Keep your baby snail transponders ready at all times. If you detect anything remarkable, give me a call immediately.” All confirm his command with a booming ‘Aye’ and thrust their fists into the air, to commence the expedition in brimming motivation. Split up in parties, the groups divide and go seperate ways for a more efficient search.

You follow one team and hold out for mystery. The snail in your hands oogles you, it’s eyes slightly uncanny and bizarre. Yet, the resemblece to Law is immaculate. The already mentioned eyes faintly squinted in an exhausted manner, with dark circles underneath, the white fluffy hat and of course the goatee. It’s almost too accurate. Concentrating on the path before you, you take a good look around.

But to your foolhardy day dreaming, you now walk alone. Where are the others? In panic your gaze scans the area, worried you might not even find your way back to the Polar Tang. How long were you in dream land, (Y/n)? Anyway, you are on a quest, therefore you are tremendously firm about your decision to make your Captain proud.

May sound easier than done, for you tread through the dark and sinister parts of the jungle, feeling cold and uneasy as you hear an alarming rustling very near you. So you pick up the pace, close to running through the lush green thicket, almost toppling over your own feet. Anxiety fuels you with energy, motivating you to rush further into the forest’s heart.

The sun’s rays fade the deeper you go and finally you come to a stop, even unable to see your own hand before you. “Shit, where am I?”, you utter lowly to yourself, scared you might have ran a tad bit too far. A sharp and stinging spark in the distance blinds you. Curiosity gets the better of you, now following the only source of light.

Slowly approaching the inexplicable in front of you, the blinding fortunately ceased and you recognise a golden orb with strange embellishment, if you wouldn't know any better it looks close to a map, deeply engraved into the material.

Like a moth to the flame, you hold out your hand to grasp the devious object. However, before you can sling your fingers around it, the ball disappears and gets replaced with: "A rock? What the-" - "Don't just randomly grab a possible relic, (Y/n)-ya . ."

Surprised, you let off a small squeak and immediately turn around to find yourself cowering away from none other than your Captain, who's brows furrow at you in annoyance.

With the orb in hand, he steps even closer to you, condescendence lifting his gaze as he rumbles: "And by the by, you're supposed to be with the others."

"I lost track of them, so I went on my own.", explaining yourself with an ever growing pout, your shoulders droop in ebarrassment. Quick to throw another question, a frown pushes the corners of Law's lips down: "Why did you run further into the jungle so absentmindedly? You should have called me."

In protest, you point out that your mindless flight response wasn't for naught, implying to show Law your capability by finding this golden ball, but he doesn't give in regarding that matter. All he deftly oversees and only tells you off.

Whose fault was it though? Hiding in the bushes, observing helpless and frightened little you, not able to stay quiet? Trafalgar Law sure doesn't fit the role as a ninja, at least not today.

"Listen (Y/n)-ya, a woman like you can't just wander around in unknown territory, practically diving into danger.", he lectures you with a sour tone in his raspy voice.

Shit, is what goes through Law's mind, as he realises what slipped out of him. Aware how to misunderstand his haughty opinion, he attempts to keep it together. It is incredibely difficult for him to stay focused around you. Why? Oh how he wishes he could just rush back to his office.

Something bugs you, why did he describe you as 'a woman like you'? Thoughts spin in your head and you twiddle your thumbs and twirl a strand of your hair in insecurity. Thus you muster up the courage to ask for the Captain to clarify what he means by that bold statement.

How much it takes out of him to keep his poise. Could you stop playing with this poor man's emotions? They're barely existant in the first place and you decide to pull his heart strings like that?

Indifferent as possible, Law blinks, time seemingly slowing down around you, for he takes a felt like eternity to answer. And finally he clears it up, shifting nervously in place: "Isn't it obvious? You are . . fragile, delicate even and new to piracy. Don't take life as a pirate too lightly, that is all I'm trying to say."

In strain, you contain yourself not to snap at your superior, so you out your concern: "Are you saying I'm not capable?" - "That's not what I said. I simply indicated, that you are too much of an amateur and could get seriously hurt, if you lack the vigilance. Other pirates might take advantage of your kindness and . ."

The Captain stops mid sentence, choking on a word that almost escaped his oddly dry lips. You tilt your head in curiosity: "And?"

A sweat drop builds on his temple. It just wouldn't cross his mind, why you are being so troublesome? Shaking his head infuriatingly, he mumbles: "N-Nothing. Let's just go."

Abruptly grabbing your hand, he pulls you along, leading you out of the dark parts of the jungle. Muttering his dissatisfaction and curses in disbelief, he stops, the both of you returned to the stone path.

Though his slender hands seem rough and calloused, you are surprised by the gentle and warm touch of his skin. Even after all those tough battles he fought, all the operations he performed, his digits carefully intertwine with yours, almost scared to crush you.

So he turns around to face you and commands you harshly: "Go back to the sub, just follow back this way and you'll be there in no time." - "Aye, Captain."

Law detects a tinge of shame and disappointment in your expression. How come his heart cannot stop beating out of his chest, as he speaks: "Before you go . . you . . did a good job, finding this artifact, it's a rather important object at that. So, well done."

Did your hearing falter? Your Captain just praised you! Out of joy you flash him a smile, showing him gratitude with a subtle nod and a small hum.

The brim of Law's hat casts a shadow over his face, making it impossible for you to see his blush that is being withheld from you.

After a good minute, you two come to realise, that you are still holding hands. "Umm, Captain? Could you-", you point out with a shy chuckle and Law basically yanks his arm away in a rash move, almost a tad bit too obvious, even to you.

In irk, he shoos you: "Just go already! I have other things I must attend to!" With his jaw tensing by the sight of you playfully rolling your eyes and going about your way, he clicks his tongue and continues the path ahead of him.

One last look over his shoulder, glancing at your delicate frame in the distance, once more the beat of his heart waivers. Truly, there is a certain appeal to you he wishes to familiarise further, nevertheless, he must not.

After all, Law has a goal, his mind is set, determined to avenge Corazon. It takes his all to commit to this plan, hence there is no space . . for love? Confliction restricts the Surgeon of Death's tunnel vision, professionalism slowly but surely fading by your 'intrusion'.

He must admit, he's fighting the urge to give in to your sweetness, surrender to his own emotions towards you. You peak his interest, though to his momentary disapproval.

But what if he is able to fulfill his wish? When the world finally reaches it's well deserved state of peace and freedom. Will he earn your attention, your affection?

What if . .

#one piece #one piece law #trafalgar one piece #law x female reader #law x fem!reader #law x y/n #x reader #fanfiction #fanfic fluff #one piece request #one piece requests #Sweet Surrender

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littleplantfreak · 10 months ago

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Mari! Hello love! Hope all is well for you ❤️ I’ve been in a sappy mood today lol. Can’t stop thinking about giving some of the WB boys some forehead kisses. And not just any forehead kiss. I’m talking about the ones where you’re just watching them do something so mundane, so simple, and this wave of absolute love and adoration washes over you. You can’t help it when you cup their face in your hands like they are your entire world as you give them a soft loving smooch. And when you meet their face again, there’s a flash of a particular vulnerability in their eyes as they stare at you with just as much love if not with a little surprise lol at your sudden affection, and all it does is make you squish them to your chest as you giggle like a love sick fool 😭

Emi!! Sometimes we notice the smallest things people do and we fall in love all over again, so I wrote about the little things! You always have the best ideas <3 I made them close but a little different too!

Under the cut because I made it a little too long

Characters: Umemiya Hajime, and Hiragi Toma (because I kept getting stuck writing the other two)

Like when Umemiya’s doing taxes. He’s sitting at the kitchen table with the cutest pout on his face, glasses drooping on his nose while he’s chewing the pen in his hand to hell and back. The piece of scratch paper next to him has calculations and stray numbers, but also on the top is a heart with both of your initials in it. It’s been traced over a dozen times as if trying to procrastinate at the thought of you. Who can blame you if you give his stiff shoulders a rub and prompt him to look at you before giving him the sweetest forehead kiss? The look he gives you is lovesick and weary when you ask if he’ll come lay with you on the couch for a while. When you drag him over, making him rest his head on your chest, the kiss he places on your sternum gives you an intense bout of cuteness aggression, making you squeeze him tight.

You love sharing food with Hiragi. When you ask how his soup is, he picks up his spoon, dips it in, and blows three times to make sure it’s not too hot. You’ve said before that you have a cat’s tongue, but you didn’t expect him to do that considering he was eating it without blowing on it. When he holds the spoon close to your lips, you get that jumbled feeling in your chest that is near impossible to ignore. The burst of flavor from the bisque he's fed you only makes it worse as you swallow. The way he's looking at you, you can tell he's waiting for your reaction. "It's really good, 'Ragi," and you can't help but look at him for a second, taking in the worry lines he's got from years of stress that become smooth when he's with you and only you. "I think you have something on your face," you say gesturing for him to come closer. As he does, you grab his face and press kiss to the crown of his head, thumbing it in the end in case you did in fact get some soup on him. When you draw back a bit, he bumps your foreheads together looking at you as he's thinking about how lucky he is to have you. When he whispers a little 'I love you' it's got you wound up all over again laying even more kisses on his face before bringing him in your arms closer, and drawing him into a hug.

#i was just gonna react to this but i ended up thinking about ume doing taxes #but then i was ALSO like i cant JUST write ume for it so i roped hiragi into it too #i thought of similar ones for kaji and sakura that i didn't flesh out sowwy #emi 🐈‍⬛#mari answers #i should be smacked with a newspaper for takingthis long #also i hope you're also doing well emi darling!!

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housegyan · 8 months ago

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Home Loan EMI Calculator: Simplify Your Home Financing

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godrejmsrcityapartments · 1 month ago

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A Step-by-Step Guide to Home Loan Application Processes in India

Buying a home is a dream for many people in India, and taking a home loan is often the most practical way to make this dream come true. While the process may seem complicated initially, breaking it down into simple steps can help you understand what to expect and prepare accordingly. Whether purchasing an apartment, a villa, or a plot in a large project like Godrej MSR City in Shettigere, knowing how to apply for a home loan can save time, reduce stress, and even help you get better loan terms.

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Read the Fine Print: Before signing, understand prepayment, foreclosure, and late payment charges.

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Applying for a home loan in India is a well-defined process; being prepared can make it much easier. If you are considering a home or plot in Bangalore, especially in fast-developing areas like Devanahalli and Shettigere, choosing a project like Godrej MSR City can simplify the home loan process due to its transparency, clear documentation, and builder-bank relationships.

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#godrej properties #apartments #real estate #bangalore #north bangalore #Youtube #godrej msr city #godrej shettigere #godrej devanahalli #godrej msr city shettigere #godrej msr city devanahalli

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jain2580 · 1 month ago

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Get Instant Home Loan Approval in 2025 – No Heavy Paperwork, Best Offers & Quick Online Process!

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Pro Tip: If you’re an existing customer, you can also request your Fullerton India loan account statement online for faster processing.

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Benefits of choosing an Investkraft Partner lender:

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Frequently Asked Questions (FAQs)

1. Can I get a home loan in 2025 without income proof?

Yes, many NBFCs and digital platforms offer home loans with minimum documentation, especially if you have property or rental income.

2. What is the benefit of using the Faircent EMI Calculator?

The Faircent EMI calculator gives you a quick estimate of your monthly outflow, helping you choose the right loan tenure and amount.

3. How do I track my loan after disbursement?

If you took a loan from Fullerton India, you can download your Fullerton India loan account statement online via their customer portal.

4. Is ₹40,000 salary enough to get a home loan?

Absolutely. You can get a loan of ₹20–₹25 lakhs based on your profile. Use eligibility tools before applying.

5. What’s better – a bank home loan or an NBFC?

NBFCs like Upwards and platforms like Investkraft often provide faster approvals and flexible documentation, ideal for first-time borrowers or freelancers.

Final Thoughts: Make Your Home a Reality in 2025

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ask-cota--active-soon · 2 years ago

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So how old is everybody?

(I'm 19. :3)

@solvar-the-drone age = ???

Janus and I are both 10,948 years old mentally, though physically he's ageless and I'm 45.

I stopped keeping track some time ago, but according to Cedric - who didn't stop keeping track - I've been around for 23,000 years.

շշ.

I'm 6.

I was first constructed 50 years, 7 months, and 14 days ago.

I hatched about 32 yearsss ago.

I honestly can't remember, though I know I'm slightly younger than Nori.

18, thanks to the inter-planar time zone effect and Emi's magic.

I am also 6, though I'm older than Emma by a few days.

Ok, I know I look, act, and even sound like I'm in my 40s or 50s, but it may surprise you to learn that I'm actually only 36.

19? I think?

I'm 25, and turning 26 in just a few weeks.

According to the universal standard calendar - a special magic calendar that calculates the year and date of not only the Material Plane, but the plane it is currently in as well - Cedric and I were born on not only the same year, but the same day as well, which means that my Common Age is 10,948. However, due to the inter-planar time zone effect, my true age is 5,000,000 years, easily making me one of the oldest entities on the planet and older than all of the staff combined.

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eligible-advisor · 6 months ago

Text

The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth.

The Art of Saving Money

One of the toughest challenges for any individual is mastering the art of budgeting and having a consistent amount of savings every month.

I just learned about Kaikebo, a Japanese technique for budgeting that's over 100 years old. It combines mindfulness with spending decisions and helps you simply take control of your finances.

The kakeibo is a simple budgeting journal from Japan that helps you save money by setting goals and tracking spending. It encourages mindful thinking and reflection to improve your saving habits every month.

Kakeibo is a budgeting method that involves tracking every purchase, categorizing spending into needs, wants, culture, and unexpected expenses, and regularly reviewing expenses to track progress toward financial goals. The four categories of spending in kakeibo are needs, wants, culture, and unexpected expenses. Kakeibo is popular because it aligns with the Japanese value of "mottainai" and provides a straightforward way to manage finances.

Saving money is essential in today's fast-paced world for achieving financial independence, planning for life events, and creating a safety net. Developing a habit of saving can give you greater control over your financial future.

Kakeibo, a budgeting technique created by Japanese journalist Hani Motoko in 1904, helps individuals manage monthly expenses, understand spending habits, and practice frugality. It has gained popularity among young individuals for its effectiveness in saving for financial goals and accounting for unexpected costs.

Why i trust japanese art of saving money?

Between 1960 and 1994, Japanese households saved an average of one-sixth of their after-tax income, sometimes reaching nearly one-fourth, significantly higher than the 7.1% average savings rate of American households during the same period. While official statistics indicate that Japanese households are big savers, comparisons can be misleading due to differences in measurement across countries. Adjusting for these discrepancies, it appears that while Japan still saves more than the U.S., the actual difference is smaller than reported. Japan also has a higher savings rate in comparison to other countries, although there are various nations with differing savings behaviours.

Understanding the Kakeibo Method of Budgeting

The Kakeibo method is a Japanese budgeting technique that helps individuals manage their household expenses effectively. Created by journalist Hani Motoko in 1904, Kakeibo encourages mindful spending and can result in savings of up to 35% when practised consistently. The method involves categorizing all expenditures into four main areas: Needs (essential items for survival), Wants (non-essential luxuries), Culture (spending on cultural experiences), and Unexpected expenses (unforeseen costs). Practitioners maintain two notebooks to track their spending—one large notebook for categories and a smaller notebook for jotting down daily expenses. This process instils a sense of accountability and promotes financial discipline, aiding individuals in achieving their savings goals and preparing for emergencies.

How do you use Kakeibo in your life? An individual should use the following steps to incorporate Kakeibo in his life fruitfully:

1. Understand your fixed expenses You start with analyzing the monthly expenses, including your monthly fixed expenses such as rent, utility expenses, loan emis etc.

Fixed expenses are consistent monthly costs that are predictable and easy to incorporate into a budget, unlike variable expenses which fluctuate based on production levels. Key examples of fixed expenses include rent or mortgage payments, car payments, insurance premiums, property taxes, utility bills, child care costs, tuition fees, and gym memberships. To calculate fixed expenses, one should gather their budget or income statement, identify the non-variable expense categories, and sum the amounts from each category. Managing fixed expenses is crucial as they can significantly impact overall spending and understanding these costs can lead to better resource allocation and budgeting decisions

2. Effective Budgeting: Tracking Income and Expenses Here you include all the sources of income you are going to have over the next month. For salaried employees, these include their monthly income, and you also add back the deduction such as health insurance premiums or provident funds that are deducted first before giving you your salary. Non-salaried individuals such as entrepreneurs and freelancers can work with a future income they expect to generate over the next month.

The text outlines the steps necessary for effective budgeting, which includes tracking income and expenses, and comparing the two to ensure spending is managed. Key points include: 1. **Tracking Income**: Monitor gross monthly income, which includes salary and bonuses. To calculate annual gross income, multiply your hourly wage by your weekly hours, then multiply by 52 and divide by 12 for monthly figures. 2. **Tracking Expenses**: Understand fixed costs (e.g., rent, insurance) and flexible expenses (e.g., food, entertainment). Utilize tools such as bank statements and receipts for accurate tracking. 3. **Comparing Income and Expenses**: Subtract total expenses from total income. A positive result indicates that you are spending less than you earn while a negative result shows overspending. 4. **Creating a Budget**: Set financial goals, adjust spending accordingly, and apply budgeting rules like the 50/30/20 rule to effectively allocate your income. This guidance helps individuals maintain financial health by promoting awareness of their earnings and expenditures.

The 50/30/20 Budget Rule with Examples

Explore the power of the 50:30:20 budget rule for effective financial planning. Learn how to manage your money wisely and achieve financial balance using this proven budgeting principle. Take control of your finances and pave the way for financial freedom.

3. Determining Your Ideal Savings Rate

Here you decide how much exactly you wish to save over the next month. The goals should be such that they are not easily achievable or unrealistic that you can’t save anything.

Determining your ideal savings rate is influenced by individual financial situations, lifestyles, and goals. Experts recommend setting aside at least 20% of monthly income for savings, which aids in creating an emergency fund, managing unexpected expenses, and planning for long-term objectives such as retirement.

4. Analyze how much you can spend These expenses include all the expenses apart from your fixed expenses. Let’s try to understand all of these with an example. Let us assume you have an Income = 50000 Fixed Expenses (Rent, Utilities etc.) = 20000 Saving Goals = 10000 Then considering the above four points, the amount of money you are left to spend monthly is as follows: The money you can spend = Income – Fixed Expenses – Saving i.e. The money you can spend = 50000 – 20000 – 10000 = 20000 Thus, as an individual with a 50000 income, you are left with 20000 to manage all your expenses apart from your fixed expenses. Spend analysis is a method for understanding spending habits and identifying cost-saving opportunities. 1. Goal Identification: Clearly define what you aim to achieve with spend analysis, whether it's cost reduction or enhancing supplier performance. 2. Data Gathering: Collect all relevant spending data to ensure comprehensive analysis. 3. Data Management: Clean and organize this data to enhance accuracy and usability. 4. Spending Categorization: Group expenditures into categories to facilitate analysis. 5. Trend Analysis: Examine spending patterns to identify trends and recurring expenses. 6. Improvement Opportunities: Highlight areas where costs can be lowered or supplier performance can be enhanced. 7. Ongoing Monitoring: Regularly revisit and update insights to ensure they remain relevant. 8. Cost Reduction: Leverage insights to pinpoint specific areas for spending cuts. 9. Efficiency Improvement: Use findings to streamline operations for better efficiency. 10. Risk Mitigation and Strategic Support: Assess potential risks and utilize insights for informed strategic decision-making regarding investments or expansions.

By analyzing total expenditures, and zeroing in on specific business units, products, quantities, payment terms, and more, you get the answers to four crucial questions: What are we spending money on? Who are we spending it with? Are we getting what we need? Is there a better way to do this? The analysis can either be a comprehensive one or target just different categories of spend. Make your track record up to date regularly.

5. Divide the spending money by 4 The assumption being we have four weeks within a month. As an individual with 20000 spending money, you are allowed to spend a maximum of 5000 every week. Thus it would be best if you restricted your weekly expenses to 5000 such that you do not ever go over budget

The 40/30/20/10 rule is a budgeting method that allocates income into four distinct categories to help individuals manage their finances effectively. Key insights include: 1. Categories Explained:

The rule divides income into needs (40%), discretionary spending (30%), savings or debt repayment (20%), and charitable giving or financial goals (10%).

2. Needs Definition:

The 40% allocated for needs covers essential expenses like rent, mortgage, utilities, and groceries.

3. Discretionary Spending:

The 30% set aside for discretionary spending includes activities such as dining out, entertainment, and shopping.

4. Savings and Debt:

The 20% portion is intended for saving money or paying off existing debts, promoting financial security.

5. Charitable Giving:

The 10% of income is earmarked for donations or other financial goals, encouraging philanthropy.

6. Comparison to 50/30/20 Rule:

An alternative budgeting method, the 50/30/20 rule, simplifies the approach by categorizing income into needs (50%), wants (30%), and savings/investments (20).

7. Flexibility:

Both rules allow individuals to customize their financial plans according to personal priorities and circumstances.

8. Promotes Financial Awareness:

Adopting such rules encourages individuals to reflect on their spending habits and make informed financial decisions. The 40-30-20-10 rule offers a structured approach to budgeting that divides income into specific percentages for necessities, discretionary spending, savings, and charitable giving. The rule is grounded in long-standing financial wisdom, emphasizing the importance of living within one's means. It suggests allocating 40% of income for necessities like housing and groceries, 30% for discretionary expenses, 20% for savings or debt repayment, and 10% for charitable contributions.This budgeting method helps individuals create a balanced financial plan, tailoring it to their unique situations Differentiating between needs (essentials for survival) and wants (desires) is crucial for making informed financial decisions.The rule serves as a guideline, allowing for flexibility based on individual financial circumstances. Understanding and applying the rule can lead to improved financial health and future savings. Alternative budgeting methods similar to the 40-30-20-10 rule exist, offering variations in allocations while maintaining core principles. It provides a clear framework for managing finances, making it easier to track and control spending.

The Kakeibo method is a Japanese budgeting technique designed to help individuals manage their expenses and maximize savings by fostering mindful spending habits. 1. Definition of Kakeibo: Kakeibo translates to "household financial ledger" and was developed by journalist Hani Motoko in 1904 to aid homemakers in budget management. 2. Spending Awareness: The method encourages individuals to reflect on their spending habits, distinguishing between needs, wants, cultural expenses, and unexpected costs to better allocate their finances. 3. Categorization of Expenses: Kakeibo divides expenses into four categories: needs (essentials), wants (luxuries), culture (enriching experiences), and unexpected expenses (unforeseen costs). 4. Expense Tracking: Practitioners maintain two notebooks—one for ongoing expense tracking and another for summarizing weekly expenditures according to the four categories, promoting accountability. 5. Establishing Fixed Expenses: Users should first determine their fixed monthly costs, such as rent and utilities, which are critical for accurate budgeting. 6. Income Analysis: Assessing all sources of income and accounting for deductions (like health insurance) is essential for creating a realistic spending plan. 7. Setting Savings Goals: It is crucial to establish a specific savings target each month that is neither overly ambitious nor too easy to achieve, ensuring financial growth. 8. Budgeting Monthly Spending: After determining fixed expenses and savings goals, the remaining income is allocated as monthly spending money, which can be divided into weekly limits to maintain discipline. 9. Weekly Review: A comparison of planned versus actual spending at the end of each week fosters reflection on financial behavior and allows for adjustments in future spending to stay within budget. 10. Mindful Spending: The method encourages ongoing evaluation of expenses, helping individuals distinguish between essential and non-essential purchases to preserve their savings goals.

Other Kakeibo Lessons Delay any non-essential purchase till the next month. If you still feel the urge for that item after a month, analyze its affordability and what value it may add to your life. Always carry a shopping list when going to market for your monthly purchase.

The Kakeibo method is a disciplined approach towards expense management. This method teaches us the value of each expense made and the sacrifices that need to be made to achieve our targets.

We don't have to be smarter than the rest. We have to be more disciplined than the rest.

Warren Buffet said

Expense management is important because it helps companies control costs, meet budgets, and comply with regulations.

Thanks to all authors who wrote

Date of Publish: 10/ Jan / 2025

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